What You Need to Know About Open Enrollment
Open enrollment for healthcare insurance is upon us once again. During this window individuals, families, and small businesses are given the opportunity to get or change their health insurance plan.
Okay, so why is open enrollment so important?
HEALTH INSURANCE IS NOW MANDATORY
That’s right. Because of the Affordable Care Act every individual is now legally required to have minimum essential coverage. Failure to do so will result in fees of hundreds, or even thousands, of dollars.
Regardless of your views on the Affordable Care Act, it’s important to get the coverage you need in order to avoid these costly penalties.
Set up a free consultation with your local agent today.
OPEN ENROLLMENT IS THE TIME TO CHANGE PLANS
If you already have healthcare insurance but are unhappy with it, now is the time to change it. For example, we have helped clients utilize open enrollment in order to switch from costly COBRA to a more cost-effective plan.
It’s also vital that you select the plan that works best for you during this time. After open enrollment, plans may not be changed due to a change in your health—such as requiring surgery—or any other reason, until the following year.
Our agents will help you find the coverage that’s perfect for your needs and your budget.
OPEN ENROLLMENT CAN BE CONFUSING
As this FAQ perfectly illustrates, people usually have hundreds of questions regarding healthcare reform and the new laws surrounding it. Rather than expending hours of time and effort—and still maybe not know if you are legally covered—why not let an expert expedite the process and guarantee your safety?
If you’re not a trained doctor, you wouldn’t diagnose or operate on yourself, would you?
Our agents are trained experts with years of experience in the field. They have spent hours becoming well versed in the new legislation in order to ensure their clients are optimally covered.
We’re committed to serving you. What’s more, we’re local. Schedule an appointment to speak with your local agent today.