As Health Insurance Open Enrollment begins, we want to highlight several plans from some of Utah’s top insurance companies. SelectHealth offers health insurance plans in all Counties in Utah.

SelectHealth plans are designed to provide coverage for hospital, medical, preventive care, and surgical expenses incurred as a result of a covered accident or illness.  Coverage is provided through in-network providers for daily hospital room and board, miscellaneous hospital services, anesthesia services, in-hospital medical services, and outpatient care. Coverage is subject to any deductible, copay provisions, or other limitations that may be set forth in your Contract.

Health Plan Highlights

Value Gold 1500 - No Deductible for Office Visits

$517monthly
  • Deductible: $1,500 per person
  • Out-of-pocket max: $6,000 per person
  • Network type: HMO
  • Metal tier: Gold
  • Member rating: 4 stars
*plan pricing displayed here is based on 35 yr old male in Salt Lake County with no tobacco use. Pricing will vary based on age, location, and tobacco use.

Health Plan Features

Below is the list of benefits that are covered 100% regardless of deductible

  • Annual Wellness Checkup 
  • Virtual Visits
  • Preventive Care and Immunizations

Additional features this plan offers after the deductible is met

  • Primary Care Provider (PCP) – $25
  • Secondary Care Provider (SCP) – $40
  • Urgent Care Services – $40
  • Inpatient Hospital Services – 20%
  • Outpatient Services – 20%
  • Emergency Room – $350

Qualified Health Plan

The SelectHealth Value Gold 1500 is a Qualified Health plan and provides essential health benefits outlined by the Affordable Care Act.

These benefits include: 

  • Ambulatory patient services (outpatient care you get without being admitted to a hospital)
  • Emergency services
  • Hospitalization (like surgery and overnight stays)
  • Pregnancy, maternity, and newborn care (both before and after birth)
  • Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
  • Prescription drugs
  • Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
  • Laboratory services
  • Preventive and wellness services and chronic disease management
  • Pediatric services, including oral and vision care (but adult dental and vision coverage aren’t essential health benefits)

Essential health benefits are minimum requirements for all Marketplace plans. Specific services covered in each broad benefit category can vary based on your state’s requirements.

The information provided is for informational purposes only. We attempt to be 100% accurate with the information provided.  All information about plan benefits, deductibles, out of pocket costs should be verified directly with the carrier.

Next Step

Let’s find out which insurance companies you can buy health insurance from in 2022 and what plan is going to be right for you!

Next Steps Shop Available Health Plans